33 free tools
Financial calculators for everyday decisions.
Each calculator includes a transparent formula, worked example, limitations, frequently asked questions, and links to primary sources where they apply.
Income & pay
Translate wages and work schedules into practical gross- and take-home-pay estimates.2026 Paycheck Estimator
Estimate take-home pay after federal tax, FICA, pre-tax deductions, and an entered state rate.
Open calculator →02Hourly to Salary Calculator
Convert an hourly wage into weekly, monthly, biweekly, and annual gross pay.
Open calculator →03Overtime Pay Calculator
Separate regular and overtime earnings with an adjustable threshold and multiplier.
Open calculator →04Time Card Calculator
Total weekly hours from shifts, unpaid breaks, overnight work, and an adjustable overtime threshold.
Open calculator →Taxes
Use transparent assumptions for common U.S. federal and purchase-tax questions.2026 Federal Income Tax Calculator
Apply 2026 ordinary-income brackets, deductions, adjustments, and entered credits.
Open calculator →022026 1099 Tax Estimator
Estimate income tax, self-employment tax, and a quarterly planning amount for freelance profit.
Open calculator →03Sales Tax Calculator
Add a combined state and local rate to a purchase subtotal.
Open calculator →Investing
Turn share prices, distributions, and purchases into comparable planning figures.Investment Calculator
Project portfolio growth with recurring contributions, a return assumption, and annual fees.
Open calculator →02Dividend Yield Calculator
Annualize a cash dividend and compare it with the current share price.
Open calculator →03Dividend Income Calculator
Estimate gross and after-tax dividend cash flow from a portfolio scenario.
Open calculator →04Stock Average Cost Calculator
Find a weighted average cost after adding shares to an existing position.
Open calculator →Savings & growth
Model contributions, time, growth assumptions, and changes in purchasing power.Compound Interest Calculator
Separate contributions from estimated compound growth over time.
Open calculator →02Savings Goal Calculator
Work backward from a target amount and date to a monthly contribution.
Open calculator →03Inflation Impact Calculator
Compare future prices with the purchasing power of today's dollars.
Open calculator →Budgeting
Compare monthly income allocations and turn essential expenses into a practical cash-reserve target.Borrowing
Understand fixed payments, payoff time, and the total interest attached to borrowing.Debt-to-Income Ratio Calculator
Compare current and proposed monthly obligations with gross income, including a separate housing expense ratio.
Open calculator →02Loan Calculator
Estimate payments, fees, payoff time, and savings from extra monthly principal.
Open calculator →03Simple Loan Payment Calculator
Estimate a standard fixed monthly payment, total interest, and total repayment without extra-payment modeling.
Open calculator →04Credit Card Payoff Calculator
Estimate payoff time and total interest from a balance, APR, and fixed monthly payment.
Open calculator →Shopping & bills
Compare purchase value and estimate recurring household costs before spending.Tip and Split Calculator
Calculate a tip and divide the final bill equally.
Open calculator →02Unit Price Comparison Calculator
Compare two package sizes and find the lower price per unit.
Open calculator →03Percentage Calculator
Solve six common percentage questions with the formula and substituted values shown.
Open calculator →04Electricity Cost Calculator
Estimate appliance energy use and daily, monthly, and annual electricity cost.
Open calculator →Housing
Estimate a complete house payment and explore a practical monthly housing budget.Retirement
Connect today's savings and contributions with a future balance and retirement-income goal.Car & travel
Estimate financing, fuel, insurance, travel protection, and currency costs tied to driving and travel.Car Loan Calculator
Estimate an auto payment from price, trade-in, down payment, taxes, fees, rate, and term.
Open calculator →02Car Insurance Cost Calculator
Convert a quoted or planned premium into monthly, annual, per-mile, and total vehicle-budget costs.
Open calculator →03Travel Insurance Scenario Planner
Compare up to three actual quoted premiums by traveler, day, and share of trip cost.
Open calculator →04Fuel and Trip Cost Calculator
Estimate fuel use, tolls, and total driving cost in miles or kilometers.
Open calculator →05Currency Converter
Convert popular currencies with a daily reference rate or a manually entered provider rate.
Open calculator →Clear math, visible assumptions.
These tools are educational estimates. We document formulas, state important exclusions, review date-sensitive assumptions, and link to official sources instead of hiding the method behind a result.
Read our methodology →